Sara (Financial Obligation Camel) says
Hi Gareth, then you will probably all right as your income to loan ratio is very good if the only things wrong with your two credit ratings are your Wonga loans 2 years ago. You might give consideration to going right on through home financing broker undoubtedly in the event that you use direct up to a street that is high to get refused make the next application through an agent.
Sara (Debt Camel) says
Year anecdotally, lenders donвЂ™t seem to mind about payday loans if they are more than a couple of years ago, which his will be by next. Along with a lot more than a 10% deposit you need to be okay. Clearly be fanatical about maintaining your fico scores washed this season, be additional careful that you have completely settled anything owing to the previous mobile co if you change mobile providers.
Simply an up-date to my post from September , in December we got accepted for the 250k home loan with a 10% deposit from a top road loan provider and absolutely nothing had been ever mentioned in regards to the payday advances.